Chapter 13 Bankruptcy Options in Little Rock, Arkansas

We know it can be hard to find the right financial solutions. We are here to answer your bankruptcy questions and address any concerns you might have about your bankruptcy options here in Arkansas. We deliver committed bankruptcy representation to those who are in need of a steady hand while dealing with financial solution concerns. If you are eligible for bankruptcy and after reading the information below believe it is the right path for your financial journey then contact us today to learn about the options you could have here in Arkansas.

Is Bankruptcy the right option for you?

Some signs that you could benefit from bankruptcy options in Arkansas are that you are facing a lot of debt, experiencing wage garnishing, you cannot manage your monthly payments, facing home foreclosure or vehicle repossession. These are all problems that can he helped, you have options to help you file for bankruptcy in Arkansas.

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Chapter 13 Bankruptcy

For a Chapter 13 bankruptcy, you must have consistent income. Once Chapter 13 recognizes that you have a stable income and help you with a court-approved and supervised payment plan. Depending on the debt you accumulated before filing bankruptcy in Arkansas, you may still have secured debt you are responsible for after your bankruptcy is completed, such as your mortgage, auto loans, and federal student loans.

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Common Questions About Chapter 13 Bankruptcy

  • What is Chapter 13 Bankruptcy?

    Chapter 13 bankruptcy cases are designed for individuals who can afford to repay some of their debts but need help restructuring their debts into an affordable plan.

  • How does Chapter 13 Bankruptcy work?

    In a Chapter 13 bankruptcy process, the individual who files the bankruptcy case will propose a plan that repays some or all of their debts. Chapter 13 bankruptcy is a 3 or 5-year plan.

  • Can I rebuild my credit after filing chapter 13 bankruptcy?

    It is possible to build your credit back up after filing bankruptcy. It can take years of hard work to get your credit back up.

  • Repayment plans for Chapter 13 bankruptcy?

    You and your attorney will work with the bankruptcy trustee to develop your repayment plan. The purpose of the plan is to repay all or at least part of your debts. You must have enough income to keep your payments current.

If you believe you are in need of chapter 13 bankruptcy legal services in Little Rock and White Hall, Arkansas, we encourage you to contact The Stanley Havner Law Firm for a free consultation.